Management fee
It will cost you £4.99 per month for a Unizest e-current account
£4.99 per month
PIN change at ATM
£0.50
It is free to change your PIN within the app
Overseas Transactions
This is what you will be charged for making purchases outside the UK
£0.10 + 2% for EU purchases.
£0.10 + 3% for International purchases
Card replacement fee
If your card is lost or stolen, we charge £10 for a replacement card
£10.00
Balance enquiry
You can find your balance in app or you can ring customer
services free of charge. To find out your balance at an ATM it will cost
you:
£0.50 at ATM
Administration Fees
If you try to make a purchase but your card is declined due to insufficient funds, you will be charged £0.10 for each of those declined transactions
£0.10 Declined Transaction Fee
You will be charged £10.00 for an unpaid direct debit
ATM fee
These are the current costs of withdrawing money from automated
cash dispensers in the UK, EU and internationally
£0.99 per transaction (UK) £1.75 + 2% per transaction (EU) £2.00 + 3% per transaction (International)
Sending and receiving money within the UK
Sending money via Faster Payments (same day)
Sending money via Direct Debit
£0.99 per payment
Free to receive money in pounds
Sending and receiving money outside the UK*
Sending money in pounds regular
£10.00 plus 0.5% of amount sent – per payment
Free to receive money in pounds
*sending money internationally is a feature that is coming soon
Free
Account application fee
It doesn’t cost you anything to apply for a Unizest account via our app
Free
Card load fee
It costs you nothing to transfer funds into your e-account
Free
Card fee
Your contactless Debit Mastercard will arrive at your UK address free of charge
Free
Loyalty scheme
You get exclusive access to offers and discounts, including on everyday shopping, food, transport and training.
Free
Transaction fee
There is no charge for using your card to make purchases in the UK
Free
Annual renewal fee
There are no renewal fees charged for your Unizest account
Free
Statements
There is no fee for statements. These are available within the app
Free
Cancellation / refund fee
If you decide to close your account, we don’t charge you for doing this
Free
Lost / stolen helpline
There is no fee for calling our helpline about a lost or stolen card
Free
Customer service
We do not charge you for contacting our customer services
Free
Inactivity fee
If your account becomes inactive because you decide not to use it,
we don’t charge a penalty fee