What does it mean?Cost
Account application feeIt doesn’t cost you anything to apply for a Unizest account via our app£0.00
Management feeIt will cost you just £4.99 per month for a Unizest e-account with dozens of discounts for everyday spending and inexpensive transfers abroad£4.99 per month
Card feeYour contactless Mastercard debit will arrive at your UK address free of charge£0.00
Loyalty schemeYou get exclusive access via the app to dozens of discounts at a large range of everyday shops and stores£0.00
Card load feeIt costs you nothing to transfer funds into your e-account£0.00
ATM feeThese are the current costs of withdrawing money from automated cash dispensers in the UK, EU and internationally£0.99 per transaction (UK) £1.75 + 2% per transaction (EU) £2.00 + 3% per transaction (International)
PIN change at ATMTo change your pin at an ATM, it will cost you £0.50£0.50
Transaction feeThere is no charge for using your card to make purchases in the UK£0.00
Annual renewal feeThere are no renewal fees charged for your Unizest account£0.00
Inactivity feeIf your account becomes inactive because you decide not to use it, we don’t charge a penalty fee for this. You will simply be charged your monthly management fee until you decide to close your account£0.00
Overseas TransactionsThis is what you will be charged for making purchases outside the UK£0.10 + 2% for EU purchases. £0.10 + 3% for International purchases
Cancellation / refund feeIf you decide to close your account, we don’t charge you for doing this£0.00
Administration FeesIf you try to make a purchase but your card is declined due to insufficient funds, you will be charged £0.10 for each of those declined transactions£0.10 Declined Transaction Fee
Card replacement feeIf your card is lost or stolen, we charge £10 for a replacement card£10.00
StatementsThere is no fee for statements. These are available within the app.£0.00
Lost / stolen helplineThere is no fee for calling our helpline about a lost or stolen card£0.00
Balance enquiryYou can find your balance in app or online, or you can ring customer services free of charge. To find out your balance at an ATM it will cost you £0.50£0.50 at ATM
Customer serviceWe do not charge you for contacting our customer services.£0.00