Pricing
| What does it mean? | Cost | |
| Account application fee | It doesn’t cost you anything to apply for a Unizest account via our app | £0.00 |
| Management fee | It will cost you just £4.99 per month for a Unizest e-account with dozens of discounts for everyday spending and inexpensive transfers abroad | £4.99 per month |
| Card fee | Your contactless Mastercard debit will arrive at your UK address free of charge | £0.00 |
| Loyalty scheme | You get exclusive access via the app to dozens of discounts at a large range of everyday shops and stores | £0.00 |
| Card load fee | It costs you nothing to transfer funds into your e-account | £0.00 |
| ATM fee | These are the current costs of withdrawing money from automated cash dispensers in the UK, EU and internationally | £0.99 per transaction (UK) £1.75 + 2% per transaction (EU) £2.00 + 3% per transaction (International) |
| PIN change at ATM | To change your pin at an ATM, it will cost you £0.50 | £0.50 |
| Transaction fee | There is no charge for using your card to make purchases in the UK | £0.00 |
| Annual renewal fee | There are no renewal fees charged for your Unizest account | £0.00 |
| Inactivity fee | If your account becomes inactive because you decide not to use it, we don’t charge a penalty fee for this. You will simply be charged your monthly management fee until you decide to close your account | £0.00 |
| Overseas Transactions | This is what you will be charged for making purchases outside the UK | £0.10 + 2% for EU purchases. £0.10 + 3% for International purchases |
| Cancellation / refund fee | If you decide to close your account, we don’t charge you for doing this | £0.00 |
| Administration Fees | If you try to make a purchase but your card is declined due to insufficient funds, you will be charged £0.10 for each of those declined transactions | £0.10 Declined Transaction Fee |
| Card replacement fee | If your card is lost or stolen, we charge £10 for a replacement card | £10.00 |
| Statements | There is no fee for statements. These are available within the app. | £0.00 |
| Lost / stolen helpline | There is no fee for calling our helpline about a lost or stolen card | £0.00 |
| Balance enquiry | You can find your balance in app or online, or you can ring customer services free of charge. To find out your balance at an ATM it will cost you £0.50 | £0.50 at ATM |
| Customer service | We do not charge you for contacting our customer services. | £0.00 |
